The team at S&G joined up with three amigos, to take part in Folkestone’s annual boxing day dip. The weather leading up to Christmas had been severe, and there was talk of disclaimers  and risk, but we were not to be deterred. Dressed as city bankers, in suits and bowler hats, we brandished our brollies and copies of the FT, and brayed for bankers rights to bigger bonuses, before striding into the cruel sea, to be dealt some kind of punishment.